Why Use loan to buy shares in BZ WBK ?
immediately receive the financial resources for the future sale of shares in PGNiG SA,
throughout the duration of the loan agreement remain the owner of shares,
can use the potential increase in share price,
cash from a loan you can spend for any purpose (such as consumer goods or invest in the stock market),
after its debut on the WSE, you can freely dispose of the rest - after repayment of the loan - the number of shares, you can repay the loan
also from its own resources, and freely dispose of all shares that you have.
What are the parameters of the loan?
lending period
Up until 31.12.2010, with the possibility of early repayment
Loan amount
- Minimum loan amount: a thousand. zł.
- Maximum loan amount: 150 thousand. zł, but no more than the product of shares of PGNiG SA and
price 1.60 zł. (Number of shares x 1.60 zł).
- The loan amount is reduced by the commission for setting up and interest from the date the loan until 30 June 2010
- From 1 July 2010, interest will accrue monthly on the last day of a calendar month.
fee for setting up the loan and interest
- The commission is 2% of the loan.
- The interest rate is 12% per annum.
APR (annual real interest rate)
Annual percentage rate (taking into account commission and interest) calculated in accordance with the Act on consumer credit for a loan of EUR 30 000 zł, at a nominal annual interest rate of 12% and the credit period 12 months is 15.58%
credit protection
- Shares are subject to the blockade for the duration of credit by transferring them from the account to the account of the basic secondary (credit) and the usual pledge till 30.06.2010, the
- Shares may not be traded on the Stock Exchange until the
06/30/2010 - During the term of the loan can not be share transfer or otherwise dispose of them.
Repayment
Repayment is by selling shares on the Stock Exchange as of 07.01.2010 was
Then you can:
- sale of shares in PGNiG SA in the amount necessary to repay the loan taken and the remaining number of shares you have available for your account,
- sale of all shares in PGNiG, which were mortgaged. On settlement of the sale of shares, any surplus funds (after repayment of the loan) will remain on your account at your disposal,
- repay the loan from its own resources, then all shares of PGNiG SA will remain in your account to Your disposal.
on the individual conditions can I expect?
opening and operation of the basic investment account without charges in 2010 in the coming years will be in force charged according to the Schedule of Fees and Charges Brokerage House BZ WBK SA,
opening and operation of the auxiliary account (credit) free of charge throughout the duration of the loan agreement ,
lock the employee share of PGNiG as security for a loan - no fee,
Other fees and charges applicable under the "Schedule of fees and commissions" Brokerage House BZ WBK
What to do to take advantage of credit?
Simply visit with a valid ID card from one of our branches offer a full range of services. The list of outlets is available at http://www.dmbzwbk.pl/
Where can I get more information?
The Contact Center by calling 0801 36 46 36 or 061 856 44 44 (calls cost consistent with the operator's tariff).
disclaimer and risk
BZ WBK Brokerage House SA announces that an integral part of any investment is a risk. The level of this risk is variable and depends on the type of financial instrument, which is the subject of investment. BZ WBK Brokerage House SA also notes that the price of financial instruments is influenced by many different factors that are or may be independent from issuers and their performance. More information about the risks can be found at www.dmbzwbk.pl in the "Disclaimer and risk." It must therefore be taken into account the risk that the fall in the price of shares in PGNiG, you may need to use its own resources to repay the loan.
Source: BZ WBK
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